What is rental yield? Rental yield is a simple way to measure how much money you’re making from an investment property compared to its value. The calculation factors in the money you receive from renting the property minus costs like repairs, maintenance, and depreciation. It’s usually shown as a percentage, and helps investors understand if … Read more
Property booms and market swings shape the case for property and shares Hot property markets and volatile share markets add extra intrigue as investors weigh up whether to put their money into property or equities. But the decision could come down to a few key considerations. Which is the better investment – property or shares? … Read more
There’s a particular kind of unease that creeps in when market headlines start mixing geopolitics with talk of oil prices and recessions. That feeling has been hard to avoid, as the escalating war in the Middle East spooked global markets and brought fresh uncertainty to an already fragile economic landscape. For investors, watching so many … Read more
When you’re looking for a good deal on a home loan, the interest rate matters. With the cash rate on the rise, even a small difference in interest adds up over time. Choose your type of repayment Principal and interest loans Most people get this type of home loan. You make regular repayments on … Read more
Balancing Australian and global shares means weighing growth, income & currency risk Getting investment exposure to global companies through share markets makes sense, but weighing up risks such as currency fluctuations is important. Many Australians have a justified love affair with the domestic share market. The Australian share market has delivered solid long‑term returns for … Read more
Housing markets losing momentum as they face stronger headwinds The last quarter marked a clear shift in housing conditions, with growth continuing to slow and market performance becoming increasingly fragmented. According to Cotality’s June Home Value Index, national dwelling values rose 0.6 per cent over the quarter, reflecting a market that has moved from broad-based … Read more
Tax time is just around the corner, so now is the time to make sure you’re prepared for 30 June. Each year, the ATO highlights its areas of focus. Taking a few minutes now to review these can help you avoid issues when lodging your return. Work-related deductions under scrutiny This year, the ATO is … Read more
Are you a sole trader? Here are some tips on deductible expenses to watch for. If you haven’t spoken to us or your bookkeeper about EOFY matters yet, it might be a good idea to give us a call. After all, you’ve done the thinking and the work, and are probably desperate to keep a … Read more
Providing perks to employees If you provide work vehicles or other perks to employees – even if they’re provided occasionally – you may be providing a fringe benefit. This means you could have FBT obligations for the FBT year (1 April 2026 – 31 March 2027). Many businesses provide fringe benefits without realising it. Fringe benefits are non-cash perks … Read more
Many older Australians are understandably eager to access their superannuation, but strict rules apply. For many Australians, superannuation will be their most significant source of long‑term savings. Yet, despite being a crucial part of the nation’s retirement income system since the introduction of compulsory super payments in the early 1990s, confusion still reigns for many … Read more
From 1 July 2026, super contributions are getting a refresh. Payday Super means your employer will pay your super at the same time they process your pay, rather than relying on the current minimum rule of quarterly payments. While some employers already pay super more frequently, this will become the standard from July 2026. The … Read more
Retirement isn’t a single moment. It’s a long, wonderful chapter – and the choices you make today help determine how confidently you’ll step into it. Whether you’re 10 years or more away, or rounding the final bend into retirement, your super will always benefit from some love. Here’s how to make the most of your … Read more
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