The Magnificent Seven are more diverse businesses than their shared label suggests The “Magnificent Seven.” It’s an understandable, memorable, and concise term, but its simplicity masks important distinctions. With the backdrop of strong U.S. stock market performance attributed to a handful of technology companies, the group’s run has fuelled questions about market concentration. When we … Read more
Superannuation When it comes to tax-friendly investments, your super fund can offer great tax advantages for the savvy investor. Like salary sacrificing your pre-tax pay. Generally, these contributions are taxed at 15% until you reach your yearly limit, and at 30% for people earning over $250,000. (Given that other investment strategies can be taxed as high … Read more
Buying a house is exciting and life changing. It all starts with saving for the deposit. Find out how much you’ll need to save and get tips to help you save faster. 1. Find out how much you need for a house deposit Before you start building a deposit, work out how much you can … Read more
For many, the goal of investing is about creating wealth for a comfortable financial future, as well as a legacy that supports your children and grandchildren for decades to come. But one of the greatest risks to that legacy can be the challenge of dealing with sudden wealth. When adult children inherit large sums or … Read more
Investors can employ diversification strategies beyond just asset allocation The concept of diversification, not putting all your eggs in one basket, as a means of reducing risk has been an enduring investment concept. But investors and the financial advice industry often focus solely on diversification across asset classes within a portfolio. It’s important to broaden … Read more
The Reserve Bank of Australia (RBA) is pushing to take card surcharges off the table as early as October 2026, in a move that could impact small businesses that currently pass the fees on to customers. The announcement follows a review by the RBA of merchant card payment costs and is part of a shakeup … Read more
Around 70 per cent of small businesses are family enterprises. That is a powerful reminder of how much trust, shared values and long-term commitment drives the small business sector. Family businesses often benefit from loyalty, resilience and a strong sense of purpose. At the same time, mixing family and business can be complicated. Personal history, … Read more
Start your retirement financial plan early Don’t wait until you’re getting close to retirement to start your plan. You have a greater chance of a comfortable retirement if you make your plan a priority early in your working life. A critical part of your retirement plan is superannuation, especially if home ownership is going to … Read more
Tips for saving money Being a good saver has plenty of advantages beyond your short-term financial goals. It can be the difference between keeping your head above water during difficult financial times and being in financial hardship. Here are our tips to help you become a better saver. Set clear goals and plan ahead 1. … Read more
Putting a price on a business can be challenging – whether you’re the buyer or the owner who’s looking to sell. Here, we reveal some essential tips and methods for assessing business value. How to value a business Thinking of buying a business – or selling your own? Pricing a business for sale can be tricky. … Read more
Tax time is just around the corner, so now is the time to get ahead and find out what strategies may be available to you before 30 June. Time for a portfolio review A good first step is to review your investment strategy. With recent market volatility, things may have shifted and your risk tolerance … Read more
Recent updates from the ATO highlight a mix of proposed tax changes and compliance priorities, with new draft legislation under consideration and practical guidance released ahead of the Payday Super changes starting 1 July 2026. Check eligibility for tech booster deduction Small businesses are being encouraged to review their eligibility for the government’s proposed Technology … Read more
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